Richard Zhu Logo Richard Zhu AI • Data • Decisions

MATH • AI • CODE • ANALYTICS

Data → Decisions. AI + Quant Thinking for the Future of Bussiness

Exploring how data and human insight shape innovation, finance, and decision-making.

— I build tools that make complex ideas intuitive — from real-time trading systems to startup models.

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200+
Event Participants
3 yrs
Community Service
Innovation
Driving Future Ideas

My Path

01
University Hill Secondary School

School → Foundation

U-Hill Secondary
AP Calc BC, Stats • Econ
Community leadership

  • Math • Code • Data Analytics
  • 200+ event participants organized
See coursework →
02
University of Pennsylvania campus

University → Direction

Math • CS • Finance • Quant research

  • AI Lab: quant, fintech, data
  • Entrepreneurial Projects and Ventures
Why Penn →
03
City skyline representing future career

Future → Impact

Quant + AI agents • Web3 tokenization

  • Build tools for real markets
  • Ethics, fairness, risk control
Career plan →

My School

University Hill Secondary School

I pursue a rigorous course load that strengthens analytical reasoning and applied problem solving across mathematics, statistics, and the sciences.

Advanced Coursework

Key advanced classes include AP Calculus BC, AP Statistics, AP Macroeconomics, AP Microeconomics, Physics 12, Chemistry 12, and Pre-Calculus 12.

Most Challenging Courses

  • AP Calculus BC — series, differential equations, advanced integration techniques
  • AP Statistics — probability, inference, regression modeling
  • AP Macro/Microeconomics — policy analysis, market structures, decision theory

University of Pennsylvania

Aspirations and preparation

Starter content for Wharton and desired knowledge.

Post-Graduation

Fintech companies

Starter list of fintech targets. Add roles and reasons.